Borrow up to R8000 Repay in 3 months

Borrow up to R8000 Repay in 3 months

No upfront fees. New clients get payday loans.
Low interest rates. Blacklisted clients welcome.

What we offer

What we offer

How it works

What you will need

1. South African ID
2. Proof of residence
3. 3 month's payslip
4. 3 month's bank statements
5. Contact details

NB: All documents must be in PDF format. No pictures will accepted.

Funds deposited into your bank account

Signing of contract & agreeing to terms and conditions

Complete application form and attach the required doc’s (Applications will be processed within 48hrs)

Choose between the offers we have (Payday or short term)

How to apply

Choose between the offers we have (Payday or short term)

Complete application form and attach the required doc’s (Applications will be processed within 48hrs)

Signing of contract & agreeing to terms and conditions

Funds deposited into your bank account

Ama Top-Up Manje (ATM), is a micro-lending business offering short-term and payday loans. Our commitment is to provide easy, secure, and affordable borrowing solutions to abantu bakithi.

Recognising the temporary financial challenges our customers encounter, we strive to promote financial inclusion by offering accessible loan options. Our team is always ready to provide the support you need. Don't hesitate to reach out to us; we are here to assist you every step of the way.

Ama Top-Up Manje (ATM), is a micro-lending business offering short-term and payday loans. Our commitment is to provide easy, secure, and affordable borrowing solutions to abantu bakithi.

Recognising the temporary financial challenges our customers encounter, we strive to promote financial inclusion by offering accessible loan options. Our team is always ready to provide the support you need. Don't hesitate to reach out to us; we are here to assist you every step of the way.

Frequently asked questions

A: ATM is a micro-lending business that offers short-term loans for personal needs.

A: You need to click on apply now and have the below documents and information
1. South African ID.
2. Proof of address (not older than 3 month's).
3. 3 month's bank statement.
4. 3 month's payslips.
5. A list of all your monthly expenses.
6. Contact details.
7. Make sure the documents are in PDF format (no pictures or any other format will be accepted).

A: We respond within 48 hours of receiving your documents.

A: Based on your individual circumstances, you may be granted a loan ranging in value from R200 to
R8 000.

Interest is calculated by the system and aligns with the rates recommended by the NCR.

A: Your loan amount will be paid directly into your bank account.

A: Once your loan has been approved, you will receive your money within 24 hours.

A: Your monthly loan instalment will be automatically debited from your bank account on a date you
select at time of application.

A: Sending documents that are not PDF.
Sending documents that are unclear.
Not submitting all the required information.

A: No, our WhatsApp line is strictly for customer service issues and not applications.

Contact us

If you have any questions or concerns about our short-term loan process, or need more info, please drop us a line on support@amatopup.co.za or fill in the contact form below.